Freemans Catalogue

Buying with a Bad Credit History at Freemans

The Freemans online shopping catalogue is one of the best in terms of shopping experience in regards to cost of items and payment flexibility. Online shopping is a very affordable affair when it is done on credit terms. The Freemans catalogue has a great credit arrangement for shoppers including those with a bad credit history. Conventional retailers are very reluctant to deal with shoppers who have a poor credit history. This leaves anyone with a bad credit history in a bad position when it comes to doing purchases on credit. There are few options and online shopping catalogues like Freemans is among them.

Buying at Freemans

The Freemans catalogues has a very wide collection of items. clothing is the biggest category in the catalogue. There are clothing and a fashion items for women, men and kids. All kinds of clothes for all occasions are available; office, party, night.etc. there are also items for sports and leisure, house and garden as well as electronics. With a Freemans flex account all these items are at the choice of the shopper. Buying on credit makes the more of expensive items on the catalogue affordable. Fitness equipment for example, a treadmill costing £599 can be had for at small amounts per month.

Personal credit account at Freemans

The Freemans personal credit account is known as the flex account. To open a flex account you need to be a resident in the UK and be over 18 years of age. With this account, a shopper is able to carry out shopping in an affordable and flexible manner. Credit limit for this account starts at £1500. This coupled with low APR of 29.9% makes Freemans one of the best credit catalogues. Going with the treadmill example, one can opt to spread its cost over 2 years or even 3 years. With two years payments per month come to about £5 for every month. Alternatively you can opt not to pay for a whole year. At the end of the year, you pay the same £599. This is unmatched by regular retailers. This is the buy now pay later option that allows shoppers to pick an item and pay after a certain period. For customers looking to build a positive credit history or repair a damaged one, the flex account offers an excellent chance to do just that.

Repairing a bad credit history with Freemans

With the flex account, a bad credit history can be repaired in a short period. If one is able to pay for high priced items in an affordable and flexible manner, repairing his record is very possible. A bad credit history can be outweighed by making small and successful payments on time. This is very positive for a credit performance record. A flex account used in the correct way can transform a bad credit history into a clean record. One does not have to suffer the consequences of a bad credit history with credit buying. shopping online at Freemans is one of the best options out there for those with credit issues.

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